Krak Card Launches in the US: Up to 2% Cashback, 600+ Currencies
Experience cashback advantages on your crypto and dollar spending.
1Krak Card's US Launch
Krak is launching its Visa debit card in the US on August 18, 2026. The card offers up to 2% cashback on everyday spending, allowing users to pay with 600+ assets including dollars and Bitcoin. With no monthly or annual fees, the card appeals to 63% of Americans who feel financially behind, according to surveys.
2Free and Flexible Usage
The Krak Card enables spending in 600+ currencies without custody fees. Users can select which balances to use at checkout. Available in Orange and Black designs, the card also offers a Metal Card option for those who meet certain requirements. This flexibility addresses diverse spending habits and preferences.
3Instant Activation & Global Acceptance
You can start using the card immediately by adding it to Apple Pay or Google Pay before the physical card arrives. Accepted in 200+ countries at over 150 million merchants and 2.5 million ATMs worldwide, the Krak Card provides unparalleled global accessibility. Users enjoy cash withdrawal and payment flexibility anywhere.
4Cashback Advantages
Designed for users dissatisfied with credit card rewards (64% of Americans, according to surveys), the Krak Card offers real cashback deposited immediately after transactions. It provides up to 2% cashback on everyday spending and up to 6% on travel expenses. This transparent reward system eliminates points that expire or are hard to redeem.
5Debt-Free Reward System
The Krak Card works with money you already have, requiring no repayment. While 42% of credit card users worry about paying their balance, the Krak Card lets 60% of users earn rewards without borrowing. This debt-free approach aligns with modern financial preferences and reduces user stress about monthly payments.
6Trusted Partnerships
Developed by Payward (the company behind Kraken), the Krak Card is issued by Lead Bank with Stripe powering its technology. Operating on the Visa network, the card has gained over 125,000 users across the UK and Europe since its November 2025 launch. Its US debut marks a significant expansion in the fintech market.
7Additional Krak App Benefits
The Krak Card is just one of the app's many features. Users can instantly send money to friends and family, earn more on held assets, and access exclusive travel deals through Krak Concierge. These integrated services create a comprehensive financial ecosystem beyond just card payments.
8A Step Toward Financial Freedom
The Krak Card helps users optimize their existing money more efficiently. By bridging crypto and traditional currencies, it represents a significant innovation in fintech. Its US market entry marks a crucial milestone in the company's global expansion strategy, potentially reshaping consumer spending habits.