# Samsung Unveils Apple Card Rival with 5% Cashback The new Galaxy Card offers competitive rewards ahead of Unpacked event. - **Source:** [Yanko Design](https://brifing.si/source/41d28791-ef47-4e0b-a40a-2a5efca0c11b) - **Published:** 2026-07-21 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/0431d5c4-d784-45f4-87ec-46ea7a9f41e7 ## Samsung's Answer to Apple Card Samsung has launched the Galaxy Card in the US, directly competing with Apple Card. Partnering with Barclays and Visa, the card offers similar perks and financing options. It comes with no annual fee, making it attractive for users. ## Attractive Cashback Rates The Galaxy Card provides 5% cashback on Samsung products, 3% via Samsung Wallet, and 2% on OTT subscriptions like Netflix. Other purchases earn 1% back. VIP Advantage members get 20% discount, adding to the card's appeal. ## Ecosystem Integration Fully integrated with Samsung Wallet, the card allows users to manage payments, digital IDs, and keys in one app. Knox security layer ensures financial data protection, enhancing user trust in the ecosystem. ## Strategic Launch Timing Samsung announced this move right before its Galaxy Unpacked event. With Z Fold 8 launch approaching, the company emphasizes its ecosystem beyond hardware. Early adopters will receive special incentives. ## User Acquisition Strategy As hardware differentiation becomes challenging, Samsung aims to lock users into its ecosystem. A $200 bonus for spending $2000+ in the first 90 days complements this strategy effectively. ## New Front in Tech Rivalry This move opens a new chapter in Samsung's competition with Apple. High cashback rates target user loyalty, though ecosystem switching might remain limited. It showcases how financial products become battlegrounds for tech giants. ## Sources covering this story - https://www.yankodesign.com/2026/07/21/samsung-drops-apple-card-rival-with-5-cashback-ahead-of-unpacked/?utm_source=rss&utm_medium=rss&utm_campaign=samsung-drops-apple-card-rival-with-5-cashback-ahead-of-unpacked — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._