# MoonPay unveils Paybox: Universal AI shopping wallet for Claude and ChatGPT users Non-technical consumers can now shop seamlessly through AI assistants. - **Source:** [Fortune | FORTUNE](https://brifing.si/source/769282ef-327a-4454-909a-3c7936216004) - **Published:** 2026-07-23 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/108eb734-6b68-48b9-a109-fc863c2ee172 ## The final step in AI-powered shopping MoonPay introduced Paybox, a new digital wallet that integrates with AI assistants like Claude and ChatGPT. Users can link bank accounts or crypto to enable autonomous purchases by their AI, ranging from restaurant bookings to flight tickets. The system completes transactions that AI assistants previously couldn't finalize. ## No technical skills required Paybox requires no coding or special software installation. For Claude users, it's added through the Connectors menu, allowing plain English commands for transactions. Users can set spending limits or require approval for each purchase, adding layers of control to autonomous shopping. ## Decentralized design advantage Unlike competitors like Robinhood, Paybox operates on the decentralized x402 protocol, requiring no company permissions for transactions. Its open infrastructure ensures no merchant favoritism while maintaining compatibility across all AI assistants. ## Rise of agentic commerce Paybox contributes to the emerging AI commerce ecosystem. Neeraj Prasad believes its adoption will come from letting AI assistants complete tasks. Unlike traditional payment giants, it aims for broader utility through open infrastructure. ## Adoption challenges MoonPay's low consumer recognition poses adoption hurdles against established players like Visa. The lack of existing customer base is a disadvantage. Fraud prevention and dispute resolution policies remain unclear. ## The future of payments Paybox represents a significant leap in AI commerce. Fully delegating transactions to AI could revolutionize digital consumption habits. MoonPay's open protocol approach has potential to set new industry standards. ## Sources covering this story - https://fortune.com/2026/07/23/moonpay-launches-universal-ai-shopping-wallet-for-non-technical-claude-and-chatgpt-consumers/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._