# Samsung announces Galaxy Card, its first US credit card 5% cashback on Samsung purchases with the new Visa-powered financial product. - **Source:** [Android Authority](https://brifing.si/source/01374d39-7ab2-4795-8e0a-444a0e7b4327) - **Published:** 2026-07-20 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/253b4a43-5cb6-43d9-b64c-221c0fda59ac ## Samsung's Fintech Move Samsung has unveiled its first US credit card, the Galaxy Card, marking its ambitious entry into fintech. Issued by Barclays with Visa partnership, the card specifically targets users within Samsung's ecosystem. This strategic product strengthens the company's foothold in financial services amid growing competition. ## Rewards Structure Breakdown Galaxy Card offers 5% cashback on Samsung purchases and 3% when using Samsung Wallet, mirroring Apple Card's value proposition. The rewards program is designed to deepen engagement with Samsung's customer base. This launch reflects consumer willingness to integrate financial products with tech brand ecosystems. ## Comparison with Korean Market While Samsung already operates a credit card service in South Korea, the Galaxy Card represents its first tailored offering for US consumers. Leveraging experience from its domestic market, Samsung collaborates with Barclays to navigate complex US financial regulations and payment infrastructures. ## Direct Competition to Apple Card Following Apple's 2019 credit card launch, Samsung now provides Android users with a comparable financial product. The key differentiation lies in Samsung's store-specific high cashback rates. This intensifies the battle between tech giants for dominance in payment solutions. ## Phased Rollout Approach The Galaxy Card is initially available to select customers, with general availability starting July 22. This staged launch allows stress-testing systems and refining user experience. Barclays will also evaluate credit assessment processes during this pilot phase before full-scale operation. ## Mobile Banking Milestone Samsung's move signals smartphone manufacturers' expanding influence in traditional banking. The Galaxy Card integrates with Samsung Pay and digital wallet services to create sticky customer relationships. This exemplifies the ongoing transformation of financial services led by technology companies. ## Sources covering this story - https://www.androidauthority.com/samsung-galaxy-card-3689095/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._