How Ownwell Helps You Save on Property Taxes Without Upfront Costs
A contingency-based service that challenges your property tax assessment.
1What is Ownwell?
Ownwell is a company that handles property tax assessment appeals on a contingency basis. They only charge a fee, typically 25-35% of the tax reduction, if the appeal is successful. Founded in 2020, the company has helped homeowners save over $400 million in property taxes to date. In Texas, where traditional firms charge 40-50%, Ownwell's fee is just 25%.
2How It Works
Ownwell combines local tax consultants with proprietary software to analyze assessment records and comparable sales. They handle all the paperwork, gather evidence, and send a consultant to hearings. If an informal appeal is denied, they escalate to a formal appeal. The company also files current and retroactive exemption applications in most U.S. states.
3Who Benefits?
Homeowners with properties valued under $250,000 see the most significant savings. Ownwell boasts an 81% success rate in Travis County, 83% in Brazoria, and 83% in Galveston. According to a 2026 survey, three in four American homeowners have never challenged their assessment. Ownwell identified $3.31 billion in unclaimed property tax savings in Texas from 2023 to 2025.
4Cost Advantage
Ownwell charges no upfront or minimum fees. Traditional Texas firms typically charge 40-50%, with a $45-50 minimum fee regardless of outcome. In 2024-2025, Austin-area homeowners paid over $1.9 million in service fees for protests that yielded no savings. Ownwell charges just $250 on a $1,000 tax reduction from a $6,000 bill.
5State Variations
In Georgia, a successful appeal freezes the assessed value for three years. Ownwell charges its 35% fee only on the first year's savings. Florida counties charge about $15 to file, and some California counties have fees, but Ownwell covers these costs. Competitors in Georgia charge $295-$595 flat fees regardless of outcome.
6Success Rates
Ownwell reports an 88% success rate at the customer level, counting any successful appeal for clients with multiple properties. 2025 studies across 11 Texas counties show Ownwell outperforms the market, especially for homes under $250,000. In Harris County, they achieve 76% vs. the market's 55%; in Montgomery, it's 74% vs. 41%.
7User Experience
The sign-up process requires your address, contact details, and signatures on Ownwell's agent authorization form. The annual property survey is the only active participation needed. Documentation like photos of foundation cracks or repair estimates strengthens your case. With auto-renewal, Ownwell monitors assessments annually and re-files when opportunities arise.
8Why It Matters
Ownwell provides an accessible solution, particularly for lower-income homeowners. Tax savings recur annually, not just once. With a 4.7 Google rating from 3,000+ reviews and BBB accreditation, the company has built trust. In February 2026, Ownwell secured Series B funding to continue its growth and expand its services.
Original article: Money Crashers — Ownwell ile Emlak Vergisi Tasarrufu Nasıl Yapılır?