How to Use Chase Sapphire Reserve Dining Credit
Tips to maximize the $300 dining credit efficiently.
1What is Chase Sapphire Reserve Dining Credit?
One of the key benefits that justifies the $795 annual fee of the Chase Sapphire Reserve card is its annual $300 dining credit. This credit is split into two $150 credits for January-June and July-December periods and is automatically applied to reservations made through OpenTable.
2Check the Restaurant List
In July 2026, the Sapphire Reserve Exclusive Tables Collection was updated, adding approximately 90 new restaurants nationwide. However, many restaurants in areas like Las Vegas were removed. Checking the updated list on OpenTable is crucial to ensure your favorite restaurant is still included.
3Use the Priority Notify Feature
By linking your Chase Sapphire Reserve card to OpenTable, you gain early access to reservations before the general public. This feature is a significant advantage, especially for competitive restaurants, making it easier to book popular spots like House of Prime Rib.
4Check Prices in Advance
Restaurants in the Sapphire Reserve Exclusive Tables Collection are typically high-end, chef-driven establishments. In cities like San Francisco, it's quite challenging to keep a bill for two under $150. Therefore, planning your budget in advance is essential.
5Don't Cut It Too Close to the Deadline
The $300 credit is divided into two periods: January-June and July-December. Planning your meals well before the end of each period ensures you use the credit in the correct timeframe, as the credit is based on the transaction posting date.
6Stack Rewards with Other Programs
You can maximize your rewards by combining the Chase Sapphire Reserve dining credit with other programs like OpenTable rewards and frequent flyer programs. This way, you can further reduce your dining expenses.
Original article: NerdWallet — Chase Sapphire Reserve Yemek Kredisi Nasıl Kullanılır?