# How to Get Out of an $850 Monthly Truck Payment? Explore ways to manage high vehicle payments. - **Source:** [Personal Finance](https://brifing.si/source/e828434c-5dd6-466d-b7ac-29cd6882682c) - **Published:** 2026-07-20 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/50b3b464-ab1c-4d2e-8cab-fd8adb12a796 ## Root of the Problem A year ago, the person traded in their Jeep Wrangler for a 2017 GMC Sierra 3500HD due to high mileage and maintenance issues. However, this decision landed them with approximately $60,000 in debt. ## Financial Situation Currently, there is a $53,000 debt on the truck, and its market value is around $39,000. This situation is causing financial strain and stress for the individual. ## Living Conditions The person and their boyfriend were living without rent or mortgage payments. However, changes at work and the need to commute 100 miles daily have increased costs. ## Alternative Solutions The person is considering selling the truck to get out of debt. However, the market value of the vehicle is below the debt amount, making this difficult. Alternatively, they are considering trading it in for a more modest vehicle. ## Other Debts In addition to the truck debt, there are other debts. However, it is believed that these debts could be more easily resolved if the truck debt is eliminated. ## Conclusion and Recommendations The person is seeking various solutions to reduce financial stress and get out of debt. In this process, seeking professional financial advice and developing debt management strategies could be beneficial. ## Sources covering this story - https://www.reddit.com/r/personalfinance/comments/1v1brsu/i_trapped_myself_in_an_850mo_truck_payment_how_do/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._