# PP Proposes Expanding Public Housing Guarantees to Age 50 The party aims to boost homeownership through tax cuts and extended mortgage support. - **Source:** [El País – Portada](https://elpais.com) - **Published:** 2026-11-09 - **Topic:** [politics](https://brifing.si/c/politics) - **Original article:** - **On Brifing:** https://brifing.si/s/51c29f81-66f0-430c-9769-011f10247525 ## Expanding Public Housing Support The Partido Popular plans to extend public mortgage guarantees from the current age limit of 35 up to 50 years old. This initiative aims to address Spain's high emancipation age, which currently exceeds 30 years. The party intends to decouple homeownership from parental savings by facilitating access to essential mortgage down payments. ## Significant Tax Relief Measures The proposal includes a substantial reduction in VAT for first-time home buyers under 40, dropping the rate from 10% to 4%. Furthermore, the party plans to allow this tax to be paid in installments aligned with the mortgage term. These fiscal adjustments are designed to alleviate the immediate financial burden on buyers. ## Current Government Guarantee Framework Existing government-backed guarantees currently cover up to 20% of a mortgage loan, allowing banks to finance up to 100% of the purchase or appraisal value. While currently restricted to individuals under 35, the PP's proposal seeks to broaden this eligibility significantly to include older demographics, aiming to stimulate broader market participation. ## Regional Cooperation and Transfers The PP, governing 11 of 17 autonomous communities, intends to coordinate with regional governments to reduce the Property Transfer Tax for young people purchasing used homes. This tax will also be eligible for installment payments. Additionally, the party plans to extend the deadline for reinvesting proceeds from selling a primary residence. ## Rejection of Rental Price Controls Alberto Núñez Feijóo has confirmed that a PP government would repeal current housing decrees, including rent price caps and eviction suspensions. The party argues that these existing measures negatively impact both tenants and landlords, contributing to a reduction in the total number of available rental properties across the national housing market. ## Ambitious Construction Targets Feijóo has committed to the construction of one million new homes during his potential mandate. To accelerate this, the party proposes a reform to increase available land by implementing positive administrative silence. If municipalities fail to issue a building license within 90 days, the permit will be considered automatically granted. ## Responsibility and Planning Standards Under the proposed administrative silence policy, construction companies would assume full responsibility for ensuring that new developments strictly comply with general urban plans. This measure is intended to bypass bureaucratic delays in city halls, forcing a faster pace for residential projects while maintaining legal standards for urban development and construction safety. ## Strategic Focus on Ownership The PP’s overarching strategy is to foster a new generation of homeowners in Spain through fiscal incentives and supply-side reforms. By prioritizing ownership over rental market regulation, the party seeks to reshape the national housing landscape, moving away from the current government’s approach toward a model driven by private property acquisition. ## Sources covering this story - https://elpais.com/espana/elecciones-generales/2026-11-09/el-pp-ampliara-hasta-los-50-anos-de-edad-el-aval-publico-para-pagar-la-entrada-de-una-casa.html — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._