# VanEck: XRP to Capture SWIFT's Multi-Trillion Dollar Value XRP Ledger's potential in cross-border payments and collateral solutions attracts major investors. - **Source:** [DailyCoin](https://brifing.si/source/3e9b0f85-cb2f-40ee-ba61-db9410cf0937) - **Published:** 2026-07-14 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/9c76075f-82af-4fa0-b82b-aae1baed3eb8 ## VanEck's XRP Analysis Asset manager VanEck, with $110 billion AUM, sees Ripple's XRP Ledger as a leader in cross-border payments, collateral settlement, and securitization by 2030. Targeting SWIFT's trillion-dollar market share, the technology challenges traditional finance with instant payment solutions. ## Market Sizes The report states cross-border payments generate $20 billion annually, collateral solutions $15 billion, and securitization $10 billion. XRP's positioning across these areas with over $5 trillion in total value locked (TVL) could accelerate blockchain adoption. ## Competition with SWIFT Despite SWIFT's multi-chain ledger technology, XRP Ledger stands out with its second-speed transactions and low costs. Partnerships with banks like Citi strengthen Ripple's integration with traditional financial institutions. ## Regulatory Uncertainty While VanEck emphasizes XRP's utility-driven use cases, it notes the regulatory environment isn't mature enough for an ETF. The Clarity Act debates in the US and Trump's intervention could be a turning point for crypto markets. ## Growing Institutional Interest The report labels giants like Goldman Sachs and JPMorgan as 'legacy systems,' highlighting Ripple's technological edge over incumbents like DTCC and Euroclear. Daily cross-border payment volumes of $7.5 trillion present a massive opportunity for XRP. ## Implications for Investors Interest from established investors like VanEck could pave the way for institutional adoption. However, volatility and regulatory risks shouldn't be ignored. Investors should focus on the technology's long-term potential rather than short-term speculation. ## Sources covering this story - https://dailycoin.com/vaneck-xrp-will-capture-swifts-multi-trillion-value/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._