# Delta and American Express Launch New SkyMiles Credit Card Offers Earn up to 125,000 bonus miles through updated Delta American Express welcome promotions. - **Source:** [The Points Guy](https://thepointsguy.com) - **Published:** 2026-11-05 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/a381f8ce-8ab7-43cf-a318-c8222f5d3514 ## Expanded Welcome Bonus Opportunities Delta Air Lines and American Express have introduced updated welcome offers across their seven cobranded credit cards. New applicants can earn up to 125,000 bonus SkyMiles depending on the specific card chosen. These promotions require meeting defined spending thresholds within the first six months of account opening to qualify for the rewards. ## Personal Card Tier Comparison The personal card lineup ranges from the premium Reserve card to the entry-level Blue card. The Reserve offers 125,000 miles for $5,000 in spending, while the Platinum offers 90,000 miles for $3,000. The Gold card provides 80,000 miles for $2,000, and the Blue card offers 10,000 miles for $1,000 in spending. ## Business Card Offer Structure Business owners have access to three distinct cobranded cards with varying bonus structures. The Reserve Business card matches the personal version with a 125,000-mile offer for $15,000 in spending. The Platinum Business offers 100,000 miles for $10,000, while the Gold Business provides 85,000 miles for $6,000 in spending within six months. ## Eligibility and Family Rules American Express enforces strict lifetime welcome bonus rules, typically allowing only one bonus per card per person. Furthermore, personal card applicants may be ineligible for lower-tier bonuses if they currently hold or previously held a higher-tier Delta card. Business cards are notably exempt from this specific family-based restriction during the application process. ## Premium Reserve Card Benefits The Delta SkyMiles Reserve card carries a $650 annual fee and targets frequent flyers. Key benefits include Delta Sky Club access, complimentary upgrades, and an annual companion certificate upon renewal. Cardholders also earn 3 miles per dollar on direct Delta purchases and receive 2,500 Medallion Qualification Dollars at the start of each year. ## Platinum Card Value Proposition Positioned for regular travelers, the Platinum card features a $350 annual fee. It offers a companion certificate valid for Main Cabin round-trip flights within the U.S. and select international destinations. Cardholders earn 3 miles per dollar on Delta flights and receive a 2,500 Medallion Qualification Dollar headstart each year to assist status. ## Gold Card Entry Benefits The Gold card is designed for occasional flyers, featuring a $0 introductory annual fee for the first year, followed by $150. Perks include two free checked bags, priority boarding, and a 20% inflight discount on food and beverages. A $200 flight credit is available annually after spending $10,000 in a calendar year. ## Blue Card Entry-Level Features The Delta SkyMiles Blue card serves as a no-annual-fee entry point for infrequent travelers. It offers 2 miles per dollar on direct Delta purchases and includes a Pay with Miles feature. This allows users to reduce flight costs by $50 for every 5,000 miles redeemed when booking directly through Delta's official channels. ## Spending Requirements and Valuations Bonus valuations are based on November 2026 estimates and vary by card tier. The Reserve and Reserve Business cards offer the highest potential value at $1,500. Applicants must carefully weigh the required spending amounts, which range from $1,000 on the Blue card up to $15,000 on the Reserve Business card, against their budget. ## Strategic Application Timing Because American Express limits welcome bonuses to once per lifetime, experts recommend applying only when elevated offers are available. Most current Delta card offers are considered strong, matching or approaching historic highs. Prospective cardholders should verify their specific eligibility through the application portal before committing to a new credit card account. ## Medallion Qualification Dollar Mechanics Delta has integrated Medallion Qualification Dollars (MQDs) into its credit card benefits to reward loyalty. Reserve cardholders earn 1 MQD for every $10 spent, while Platinum cardholders earn 1 MQD for every $20 spent. These earnings help members reach elite status tiers, providing additional travel perks and benefits throughout the calendar year. ## Evaluating Long-Term Card Utility Beyond the initial welcome bonus, the long-term value of these cards depends on travel frequency and utilization of specific perks like companion certificates or lounge access. While the bonus provides immediate value, cardholders should assess whether the annual fees align with their annual travel habits and expected usage of airline-specific benefits. ## Sources covering this story - https://thepointsguy.com/credit-cards/delta-amex-current-offers/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._