# US and UK Align on Digital Currency Regulations Ripple expands its footprint in Europe and the UK. - **Source:** [DailyCoin](https://brifing.si/source/3e9b0f85-cb2f-40ee-ba61-db9410cf0937) - **Published:** 2026-07-18 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/b768d033-f471-431c-8db0-8e36e0af10d0 ## US and UK Joint Plan The US and UK have formed a joint task force on digital currency regulations. This collaboration aims to complete global crypto regulations by 2027, with a focus on stablecoins and tokenized assets. ## Importance of Stablecoins The US Treasury and UK government emphasize that stablecoins are a crucial tool in digital currency innovation. Plans are underway to integrate stablecoins into payments, settlements, and tokenized financial markets under strict regulations. ## Strict Reserve Standards Any stablecoin 'held out as money' must be fully backed by high-quality liquid assets. This is seen as a challenge to loosely backed instruments, pushing for stricter reserve and liquidity standards. ## UK's New Framework The UK has introduced a new crypto asset sourcebook for stablecoin issuers. This framework covers issuer authorization, asset protection, and systemic risk oversight, with full regime implementation expected by 2027. ## Ripple's Expanding Presence Ripple is expanding its licenses in Europe and the UK. The company is actively participating in digital asset and stablecoin policy discussions, leveraging its strong transatlantic presence. ## Future Digital Currencies The future is expected to see the rise of digital pounds and dollar stablecoins. Ripple's XRP is emerging as a bridge currency between fiat and stablecoins, potentially forming the foundation of digital financial infrastructure. ## Sources covering this story - https://dailycoin.com/us-uk-align-on-rules-ripple-deepens-footprint/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._