# Ripple XRP Gains Attention After SWIFT Blockchain Expansion SWIFT's blockchain-based ledger shapes the future of Ripple XRP. - **Source:** [News - Cryptonews](https://brifing.si/source/42333b6f-1c05-4a49-9914-7553e71d2223) - **Published:** 2026-07-14 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/b9ed407c-7d7f-4507-a52b-e57c193148d5 ## SWIFT's Blockchain Move SWIFT has moved its blockchain-based shared ledger into live operational use. This initiative brings together 17 pioneer banks for 24/7 tokenized cross-border payments. Built on Hyperledger Besu and Chainlink CCIP, the system aims to revolutionize financial transactions. ## The Role of Ripple XRP SWIFT's native ledger does not directly use XRP, but an indirect connection is established through Ripple's On-Demand Liquidity product. XRP is used as a bridge asset for instant payments, depending on how banks utilize Ripple's liquidity services. ## Direction of the Financial Sector SWIFT's move indicates that the financial sector is moving towards the model Ripple has been building for years. Programmable and always-on payment systems eliminate the need for pre-funded nostro accounts. ## Bank Participation SWIFT's payment framework includes over 30 banks with existing Ripple ties. However, not all of these banks actively use XRP. Many use RippleNet solely for messaging purposes. ## Future Steps SWIFT has explicitly stated its goal to become a platform for programmable money and automatic payment systems. This could eliminate the manual approval process in financial transactions. ## The Future of XRP SWIFT's development is a credibility event for the Ripple ecosystem. However, the future of XRP depends on whether banks actively use On-Demand Liquidity routes. ## Sources covering this story - https://cryptonews.com/news/swift-ripple-xrp-blockchain-ledger-live/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._