Stripe Integrates Open USD as Default Stablecoin Across Platform Suite
Open Standard's OUSD powers treasury, payouts, and card issuing across multiple blockchains.
1Default Stablecoin Integration Across Products
Stripe has integrated Open USD (OUSD) from Open Standard across its entire core product ecosystem. The asset functions as the platform's default stablecoin configuration on Tempo. This update enables internet-native settlement rails for merchants, global card programs, corporate treasuries, and automated fiat onramp workflows without changing native platform operations.
2Comprehensive Product Coverage for Enterprise
Enterprises can utilize OUSD within Stripe Treasury to receive, hold, send, and spend funds globally. Stripe Issuing supports card program deployment backed by OUSD reserves, while Global Payouts handles worldwide disbursements. Furthermore, Payments and Crypto Onramp allow direct acceptance and direct fiat conversions seamlessly across existing business integrations.
3Zero Minting Fees with Predictable Costs
OUSD addresses corporate cost predictability by charging zero fees for minting or burning operations. Network transaction costs remain low and stable even as aggregate settlement volume scales significantly. This pricing structure offers fintechs and global institutions a clear economic framework compared to legacy cross-border transaction structures.
4Partner Reward Mechanism on Balances
Unlike standard commercial stablecoin deployments that provide zero yield or incentives to balance holders, Open Standard offers a partner reward mechanism. Registered commercial partners earn rewards based on direct OUSD network activity and ongoing treasury balances held inside Stripe accounts, with zero upfront joining fees required.
5Infrastructure Orchestration via Bridge and Privy
Developers can orchestrate multi-asset conversions between OUSD, fiat currencies, and alternative stablecoins using Bridge APIs. Simultaneously, Privy integration facilitates embedded wallet infrastructure across any user experience. Businesses can selectively implement isolated modules or deploy Stripe's unified software stack without managing multiple fragmented infrastructure vendors.
6Enterprise Adoption by Ramp Platform
Finance operations platform Ramp is adopting Stripe's infrastructure to power native corporate stablecoin accounts. This implementation allows Ramp customers to hold OUSD balances, collect partner activity rewards, and execute continuous cross-border corporate payments 24/7 globally. It validates enterprise demand for stablecoin-powered commercial banking and treasury tools.
7Multi-Chain Deployment and Platform Flexibility
Although OUSD on Tempo serves as Stripe's default stablecoin, the asset is actively deployed across Base, Ethereum, and Solana networks. Stripe maintains multi-asset flexibility, supporting alternative stablecoins across different chains without forcing merchants to convert existing balances, letting developers select optimal network costs and settlement speeds.
8Backing by Global Consortium Partners
Open Standard launches with distribution support from founding partners including Stripe, Visa, Mastercard, Coinbase, and Shopify. Supported by over 200 network participants, OUSD bridges traditional card networks with web3 infrastructure, accelerating enterprise-grade digital dollar liquidity across mainstream commerce ecosystems worldwide.