# US and UK Agree on Shared Stablecoin Rules to Boost Cross-Border Digital Payments The two nations collaborate to develop aligned regulations for stablecoins. - **Source:** [Bitcoin News](https://brifing.si/source/d8aeaf1e-9839-4dad-9d25-7a6bf3fbeef8) - **Published:** 2026-07-15 - **Topic:** [Finance](https://brifing.si/c/finance) - **Original article:** - **On Brifing:** https://brifing.si/s/d47c5748-a4b4-44cc-a044-8e46421125d1 ## Transatlantic Cooperation on Stablecoin Regulations The US and UK have established joint stablecoin regulatory principles to prevent digital currency rules from fragmenting the transatlantic financial system. In a statement under the Transatlantic Taskforce for Markets of the Future, both nations emphasized that properly regulated stablecoins could enhance payment and financial market infrastructure. ## Stablecoin Use for Cross-Border Finance Both governments plan to promote the use of stablecoins for cross-border financial transactions, payments, and settlements. The statement described stablecoins as 'an important vehicle for digital money innovation' while committing to support safe and stable growth. This marks a significant step toward global financial integration. ## 1:1 Reserve and Investor Protection Standards The US and UK announced that stablecoins must be backed by high-quality liquid assets at a minimum 1:1 ratio. They also stressed that reserve assets should be segregated from issuers' own funds, with clear legal protections for investors. This aims to strengthen market confidence in stablecoin ecosystems. ## Support for Multiple Digital Money Models The joint statement acknowledged the coexistence of stablecoins alongside tokenized deposits and similar instruments. Rather than creating a single official digital currency model, both countries aim to set standards while allowing private-sector competition—an approach designed to foster financial innovation. ## Market Access and Financial Services Governments emphasized that compliant stablecoin and digital asset providers should have 'fair, risk-based access to financial services and markets.' This addresses challenges crypto firms face in accessing banking services and represents a major development for the industry's growth and legitimacy. ## Implications for the Global Financial System This US-UK partnership lays the groundwork for international stablecoin regulations, not just national ones. Both countries committed to exploring pathways for cross-market stablecoin access, a critical step toward the global expansion of the digital asset ecosystem and seamless cross-border transactions. ## Sources covering this story - https://news.bitcoin.com/us-and-uk-back-shared-stablecoin-rules-to-boost-cross-border-digital-payments/ — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._