# Apple may disable apps for users who miss iPhone payments iOS 27 beta code reveals potential 'Restricted Mode' for financed iPhones. - **Source:** [The Verge (theverge.com)](https://www.theverge.com) - **Published:** 2026-07-22 - **Topic:** [Business](https://brifing.si/c/business) - **Original article:** - **On Brifing:** https://brifing.si/s/fc99256c-23b9-42ec-a68a-010ddbf1b3f3 ## What is Restricted Mode? Code discovered in iOS 27 beta suggests Apple is developing a new 'Restricted Mode' for financed iPhones. This mode would significantly limit device functionality for users who miss payments, blocking access to most apps except basic ones like Phone and Settings. ## Apple Upgrade Program According to Bloomberg, Apple is preparing a new device financing program called 'Apple Upgrade'. This program would allow users to lease new devices. The Restricted Mode appears to be designed as part of this financing initiative. ## App Management System Apple is implementing a new 'App Managed Features' system. This enables financing providers or partner apps to continuously check a device's payment status. When payments are missed, Restricted Mode automatically activates. ## Partner Finance Lock Feature Code analysis reveals a new 'Partner Finance Lock' feature. This prevents restricted devices from being erased, resold, or stripped for parts. However, it doesn't provide financing partners with location data access. ## Beta Version Uncertainties Since iOS 27 is still in beta, it's unclear whether these features will make it to the final release. Apple may modify or completely remove these functionalities before official launch. ## Implications for Users This feature could have significant consequences for users of financed devices. Regular payment tracking will directly impact device access. Apple's move may also spark debates about consumer rights and privacy concerns. ## Sources covering this story - https://www.theverge.com/tech/969596/apple-restricted-mode-ios-27 — --- _Summary written by Brifing from the original reporting. Copyright in the original article belongs to its publisher; read the full piece at the link above._